Sex chat without any credit

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Perceived creditworthiness is a key facet of the financial services realm, so any technology that can rethink how we approach consumer credit ratings will clearly be of interest to VCs.

“Petal’s technology has the potential to reshape how we assess consumer creditworthiness,” noted Mc Cormack.

“Today’s credit system unfairly labels young Americans and other new-to-credit borrowers as ‘high-risk,’ then punishes them with high interest rates and excessive fees.

Petal breaks that cycle, using technology to give tens of millions of people the credit they deserve.” A credit limit can be set between 0 and ,000, with a typical interest rate (at the time of writing) of between 14 percent and 25 percent, though of course no interest applies if the bill is settled each month.

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Petal had raised a .6 million seed round just four months ago, and with another million in the bank it plans to grow its team and ready the product for a full nationwide launch.

As cofounder of Pay Pal, Peter Thiel is no stranger to the fintech realm, an interest he has carried on through Valar Ventures, the New York-based VC firm he cofounded alongside Andrew Mc Cormack and James Fitzgerald.

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